Romney finalizes plans for multistate bus tour

FILE - In this July 17, 2012 file photo, Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks in Irwin, Pa. Romney's campaign is finalizing plans for a multi-state bus tour set to begin at the end of next week.The Republican presidential candidate is expected to visit Virginia, North Carolina and Florida, although the schedule may change in the coming days. Romney returned from a bumpy overseas trip late Tuesday and is spending Wednesday in private meetings at his Boston headquarters. (AP Photo/Evan Vucci, File)

FILE - In this July 17, 2012 file photo, Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks in Irwin, Pa. Romney's campaign is finalizing plans for a multi-state bus tour set to begin at the end of next week.The Republican presidential candidate is expected to visit Virginia, North Carolina and Florida, although the schedule may change in the coming days. Romney returned from a bumpy overseas trip late Tuesday and is spending Wednesday in private meetings at his Boston headquarters. (AP Photo/Evan Vucci, File)

WASHINGTON (AP) ? Mitt Romney's campaign is finalizing plans for a multistate bus tour to begin late next week.

The Republican presidential candidate is expected to visit Virginia, North Carolina and Florida, although the schedule may change in the coming days. Romney returned from a bumpy overseas trip late Tuesday. He was spending Wednesday in meetings at his Boston campaign headquarters.

Romney is scheduled to campaign in the Denver area on Thursday. Aides report that he'll attend a Republican Governors Association fundraiser in Aspen later that night. A handful of governors often mentioned as possible Romney running mates are scheduled to attend.

Next week's bus tour could be part of the rollout for a running mate. Republican officials are expecting that announcement any day.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-08-01-Romney-Travel/id-e7a821c2dcab439cb246b20fdc4a18c3

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SC Social-Security Disability Benefit Lawyers | articlereference.net

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Source: http://articlereference.net/health-fitness/sc-social-security-disability-benefit-lawyers.html

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Strategies For Reasonably priced Home Improvement Tasks | Destin ...

Home remodeling is surely an inescapable function for virtually any house owner. After a while, parts of homes crack or degrade and desire maintenance, resulting in the requirement for home improvement. Redesigning also results from the requirement to make developments to a home, such as introducing a whole new wing or putting in floor coverings. The guidelines in this post might assist you with any home improvement you should do.

In case you have hardwood floors and household pets, you realize that it can be virtually expected which a peeing automobile accident will or already has brought spot. There is a straightforward strategy to preserving your hardwood ground. Discover the blemish in your floor coverings and take a package of peroxide. Sit next to the spot and initiate dumping hydrogen peroxide on the blemish slowly and gradually. Make sure to workout caution, due to the fact an excessive amount of peroxide may damage your surfaces and also a negative effect. If utilized in the right amounts, the peroxide will lighten up the look of the spot.

For those who have seriously considered incorporating another area to your house, then including an extra toilet, living room, or den to your property. Recreational places put importance as more space, plus they are an incredible region for enjoyment requires. Get the blueprints written for a loved ones den or entertainment area, and see the actual way it will benefit the price of your own home.

Should you be doing a complete renovation of your area, job from the leading straight down. When you commence towards the top and operate downwards, dropping dirt and painting drips will not find yourself on a fresh renovated ground, but on an area that you simply want to take away in any case. This saves you drastically on commitment.

If thinking of a residence development project initially clear each and every corner and cranny of your home. This will let you inspect your own home in entirety so you can determine in which you would like to emphasis your time and efforts. This will likely also make your property truly feel much more comfortable and appear fantastic at the same time.

There are lots of residence-enhancement duties that are simple to do, and may definitely boost the advantage of your property. Swapping that old equipment on the kitchen cabinets with new up-to-date hardware, is really a relatively simple career and can give your cabinets a brand new fresh look. Dealing with small house-development projects can help provide you with the confidence to use on even bigger assignments in the foreseeable future.

Possessing verify-ups completed on your house solutions and home appliances is as important as having them carried out on the vehicle and even, your self. This helps pros to distinguish problem areas very early as well as restoration them whilst they will still be tiny, low-cost fixes, which ends up helping you save hundreds as well as countless numbers on larger maintenance, in the future.

Generally talk to anyone who offers responsibility for your venture, be it a company partner or perhaps a partner. Understanding what the task consists of from the very beginning by ensuring everyone understands their functions, aids eliminate finger directed when some thing isn?t done punctually in the venture. Eventually, it takes the pressure away from you because you have a crystal clear notion of what areas are your responsibility.

Tie up a t-shirt around your facial skin! Don?t have got a dirt face mask when you?re sanding? Shame to you! If you?re within a crunch even though you can improvise with any close up weave organic dietary fiber. It isn?t the most effective remedy but it really surely beats without defense for your personal breathing process in any way!

Winterize your home?s base! Make an effort from the drop to travel throughout the base of your home and determine any crevices that need securing up. Big breaks might require huge interventions to manage but frequently more compact crevices may be enclosed using increasing foam. The amount of money you may preserve in warmth costs will over replace with any hassle!

Produce area with kitchen cabinets. Developing new kitchen cabinets in your house is a straightforward home improvement undertaking that has several utilizes. Not merely are hand crafted kitchen cabinets helpful area-creators, they can be attractively stained to fit any home?s design. Incorporating your own personal distinctive viewpoint can give your own home your own contact with out doing harm to any value it may well have.

You can find kinds of activities for different varieties of folks. As you have go through, they don?t all require the great outdoors, animals or getting extremely muscular. There are actually actions that nearly anyone can get pleasure from, like home improvement. With the earlier mentioned recommendations under consideration, it is possible to reap the advantages for your residence too.

There is more content available about cleaningservicesorlando.biz/Carpet_Cleaning see Pia Z. Gutermuth?s site there is a lot of details not covered in this article, take a look at Author?s blog to uncover more.

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Source: http://www.destindelafrique.org/?p=174949

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Ambassador Thomas Leads Inauguration of BIR CAATTs Lab and ...

Wednesday, August 1st, 2012 by mgserrano

United States Ambassador to the Philippines Harry K. Thomas, Jr. (center) and Finance Secretary and MCA-P Board Vice Chairman Cesar V. Purisima (fifth from left) shake hands after leading the inauguration of the newly-renovated Computer-Assisted Auditing Tools and Techniques (CAATTs) Laboratory and Training Room of the Bureau of Internal Revenue (BIR). Also present at the event were (from left to right): BIR Deputy Commissioner for Information Systems Lilia C. Guillermo, Managing Director and CEO Ma. Victoria A?onuevo of Millennium Challenge Account-Philippines (MCA-P), BIR Commissioner Kim S. Jacinto Henares, Resident Country Director Matthew Bohn of Millennium Challenge Corporation (MCC), and BIR Deputy Commissioner for Resource Management Celia C. King.

The renovation was part of the U.S. government?s $434 million MCC grant to reduce poverty and promote economic growth in the Philippines.

The newly renovated Laboratory and Training Room are part of an Automated Audit Tools sub-activity under the five-year Revenue Administration Reform Project (RARP) funded by the U.S. Government?s MCC and supervised by MCA-P.? The other components of RARP include the implementation of the Electronic Tax Information System, a Public Awareness Campaign, and provision of tools to the Department of Finance to reduce corruption in customs and revenue collection.

MCC thru MCA-P funded the renovation of the CAATTs Laboratory and Training Room and the provision of computers, audit software, and other equipment.? BIR uses audit software as a tool to conduct audits, using a laboratory model to ensure security. The training room is intended to expand the skills of revenue officers on computer-assisted audits.

The project is expected to help BIR come up with a more comprehensive database that can be used for tax collection and to support other BIR activities such as benchmarking, industry audit, and to address the issue of transfer pricing. The audit software shall be used for audit of interrelated transactions and third party verification, which will eventually lead to increased revenue collection.

United States Ambassador to the Philippines Harry K. Thomas, Jr. (third from left) and Finance Secretary and MCA-P Board Vice Chairman Cesar V. Purisima (fifth from left) led the unveiling of the marker of the newly-renovated Computer-Assisted Auditing Tools and Techniques (CAATTs) Laboratory and Training Room of the Bureau of Internal Revenue (BIR). Also present at the event were (from left to right): BIR Deputy Commissioner for Information Systems Lilia C. Guillermo, Resident Country Director Matthew Bohn of Millennium Challenge Corporation (MCC), BIR Commissioner Kim S. Jacinto Henares, and Managing Director and CEO Ma. Victoria A?onuevo of Millennium Challenge Account-Philippines (MCA-P).

Source: http://www.mcap.ph/ambassador-thomas-leads-inauguration-of-bir-caatts-lab-and-training-room

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Australia finds record drug haul among Thai terracotta pots

SYDNEY?? Australian police on Tuesday seized a record half a ton of the drug ice and heroin worth up to A$500 million ($525 million) hidden in a shipment of terracotta pots from Thailand.

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Seven people, including four from Hong Kong, were arrested after a year-long investigation following a tip-off from U.S. authorities, police said.

The 306 kg of methamphetamine, also known as ice, was Australia's biggest seizure of the drug, while the 252 kg of heroin was the nation's third largest-haul of heroin.

"At the end of the day, there's a lot of 'Mr Mediums' and 'Mr Littles' that work with 'Mr Big'," Deputy Commissioner Andrew Colvin told reporters. "I think we've got a good combination of the people responsible for this importation."

The drugs were found hidden in a shipment of 3,200 terracotta pots at Sydney's Port Botany.

Those arrested were charged with conspiracy to import illicit drugs and holding a commercial quantity of illicit drugs. The charges carry a maximum penalty of life in jail.

"We're talking about a significant quantity of two separate types of substances which generally have different source countries," Colvin said, adding the investigation was continuing and further arrests were possible.

(c) Copyright Thomson Reuters 2012. Check for restrictions at: http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/48410309/ns/world_news-asia_pacific/

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State radio systems upgrade could cut regional dispatchers out of ...

Regional dispatchers are worried they will be out of the communications loop after state public safety departments such as state police, warden and forestry services and marine patrol upgrade their radio communication systems from analog to digital.

The upgrade for the state departments, known as the MS Comnet project, carries a price tag of about $55 million, and when it is done will allow state public safety officials from Kittery to Madawaska to communicate via radio, according to Jim Ryan, executive director for Penobscot County Regional Communications.

But regional dispatch centers will need to upgrade to digital systems to hear the new transmissions.

And Ryan said when the state originally went out to sell the upgrade to legislators and community officials they proposed an analog system. In anticipation, Penobscot County purchased analog equipment to coordinate with the state, the state announced they were going digital, he said.

He said it would cost $500,000 for Penobscot County to acquire new equipment that would be compatible with the state system.

Knox County Regional Communications Center Director Linwood Lothrop also expressed similar concerns about the new state radio system and said it would make it more difficult for county dispatches to keep track of what is going on with state units.

Lt. Col. Raymond Bessette of the Maine State Police said the digital upgrade has been necessary for years to meet capacity needs for state emergency personnel.

The upgrade will allow many more radio frequencies that will serve emergency responders when they respond to escalating situations.

Bessette said the state asked the vendor for the radio upgrade to allow its county and municipal partners to hear the state radio communications and that will be done.

The public will also be able to follow the radio communications, although they will need to purchase digital scanners, he said.

Source: http://bangordailynews.com/2012/07/29/news/state/state-radio-systems-upgrade-could-cut-regional-dispatchers-out-of-the-loop/

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Source: http://www.usasoftball.com/news.asp?action=display&uid=7070

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Bankruptcy: Five Signs That You Are Headed For Chapter 7

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

You know that you see the light at the end of the tunnel, but are you sure it is not the headlight of the oncoming train? ?Here are some sure signs that you are heading straight for bankruptcy

1. Denial ? Life is good, I my job is stable, I?m making all my payments and I am not in default of anything. ?Really? ?Take a look around. ?How any people do you know have retired from the same job they started at age 25? ?What would happen to your finances if you suddenly got sick and could not work? ?Or your employer decides to close up shop and move production overseas? ?Have you taken any time to think about the future and what it might contain? ?What does retirement look like? ?What contingency plans do you have if your situation suddenly goes very wrong? ?Bankruptcy is never a first choice, but it may be the only choice when you fail to plan.
2. Liabilities exceed assets. ?Do this simple exercise: ?Write down a list of everything you owe. ?Not what you have to pay every month such as utilities and food, but what you OWE and who you owe it to. ?Now write down a list a everything you own. ?You don?t have to get detailed, but a house, cares, bank accounts, general furniture and other possessions should be relatively easy. ?Now put a value of what you might be able to get for those items if you had to suddenly sell them. ?Not what you paid for them, but what you could reasonably expect to get if you threw everything in the driveway and had a tag sale. ?Put aside sentimental blue, put aside the ?investment? value ? what is your stuff really worth? ?Now subtract the total of your debt from your assets. ?Is that a negative number? ?For 95% of all U.S. residents, it is. ?Bankruptcy might help you dump some of those debts while allowing you to keep some of those assets. ?It can improve your bottom line.
3. Expenses?exceed income. ?Bow lets undertake a similar exercise. ?First, write down all sources of income you get in a month. ?Net pay, not gross. ?What is the amount you have available to use. ?Now write down what it cost to live every month. ?Food, lights, heat, rent/mortgage, gas for the car, insurance, etc, but not your debt payments. ?Total that all up. ?Now subtract that total from your total income. ?Is that a negative number? ?Now add up all your debt payments and subtract that from the number. ?Even more negative? ?Or maybe the number only goes negative when subtracting the debt payments.
4. Savings are non-existent. ?When looking at the assets/liabilities review outlined in step 2 above, was a savings account part of your asset picture? ?Is there room in your budget determined in step 3 above for some savings plan? ?Part of the way to avoid denying that there will ever be a problem is planning for one to happen. ?Flat tires or illness can never be expected, but you can plan for them. ?If you have a savings plan to cover the cost of that halt tire replacement or the unexpected doctor bill or prescription drug, your budget can absorb the unexpected expense. ?Some experts recommend starting with a $1,000 savings account, others recommend saving at least three months of income for the unexpected loss of a job. ?If your budget does not allow for a savings plan, then a bankruptcy may change your expenses enough to start one.
5. Look at your history. ?Once you start to change your thinking about your finances, it is sometimes hard to get away from kicking yourself. ?Remember, this is not about blame. ?It is about taking the blinders off and looking at reality. ?You bought your home for $100,000 ten years ago and now you owe $200,000 on it. ?While it is important to understand that you spent $10,000 a year more than you earned by taking money out of your home, don?t let it drag you down. ?Instead look at how you are going to pay off your 30 year mortgage now that you are 40 years old before you reach 70. ?Who wants to be paying a mortgage when you are retired? ?Maybe you don;t care, but then it is important to look at your mortgage payment as ask yourself whether you would pay that amount in rent for that home. ?Since you are never going to pay off the loan, that is what you are effectively doing. ?Only by looking backward can you charge the behavior you need to succeed going forward. ?Bankruptcy is a way of recognizing the mistakes you have made in the past, accepting them and making the changes you need so you don?t continue repeating them. ?Insanity is sometimes defined as repeating the same behavior and expecting a different result.

Believe it or not, a bankruptcy attorney can help you avoid bankruptcy, by helping you fix some mistakes that you are making. ?At the very worst, you can see what the effects of a bankruptcy are and know what hurts and what helps. ?Banrktupcy is not a mark of personal failure, but rather a mark of acknowledgement and a chance to fix your mistakes before they are too late.

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Tagged as: bankruptcy, Chapter 13, chapter 7, Personal Finance

Source: http://www.bankruptcylawnetwork.com/five-signs-that-you-are-headed-for-bankruptcy/

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Between the Covers: ?Hilarious, provocative, and supersmart, 'Year ...

An alien advance party was suddenly nosing around my planet.
?
Worse, they were lawyering up. . . .

In the hilarious tradition of The Hitchhiker?s Guide to the Galaxy, Rob Reid takes you on a headlong journey through the outer reaches of the universe?and the inner workings of our absurdly dysfunctional music industry.

Low-level entertainment lawyer Nick Carter thinks it?s a prank, not an alien encounter, when a redheaded mullah and a curvaceous nun show up at his office. But Frampton and Carly are highly advanced (if bumbling) extraterrestrials. And boy, do they have news.

The entire cosmos, they tell him, has been hopelessly hooked on humanity?s music ever since ?Year Zero? (1977 to us), when American pop songs first reached alien ears. This addiction has driven a vast intergalactic society to commit the biggest copyright violation since the Big Bang. The resulting fines and penalties have bankrupted the whole universe. We humans suddenly own everything?and the aliens are not amused.

Nick Carter has just been tapped to clean up this mess before things get ugly, and he?s an unlikely galaxy-hopping hero: He?s scared of heights. He?s also about to be fired. And he happens to have the same name as a Backstreet Boy. But he does know a thing or two about copyright law. And he?s packing a couple of other pencil-pushing superpowers that could come in handy.

Soon he?s on the run from a sinister parrot and a highly combustible vacuum cleaner. With Carly and Frampton as his guides, Nick now has forty-eight hours to save humanity, while hopefully wowing the hot girl who lives down the hall from him.

Listen to the first chapter HERE.?

John Hodgman interviews the author HERE.

Source: http://tatteredcoverbookstore.blogspot.com/2012/07/hilarious-provocative-and-supersmart.html

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1 On 1 Tutoring | Home Improvement

A garage forms an important a part of the home ? most residential properties in US come with a garage. Quite a few property owners do not indulge in ensuring proper maintenance in the parking lots, but fail to recognize that an enclosed carport can act as an extra space in their household. A?seattle Garage door repair is usually utilized as a workshop or even a retailer space.

It?s important to keep in mind that the code for carport gate openers frequently requires to be changed, just to ensure increased security of garage doors. Seattle residents, amongst other people in US have come to understand the importance of this. Frequent opener code modifications would always prevent the entry of unknown people within your garage. Listed here are some steps that would assist you to in altering the opener code:

1 At first, get rid of the cover of one?s carport gate remote

two Look for the code wheel inside the device. Then pick out a new code and place the remote cover back to its spot.

3 Go back for the automobile parking gate opener and make an effort to locate a comparable searching code wheel. Match the code with all the new a single which you have set on the remote. In situation of any difficulty, consult the owner?s or manufacturer?s manual.

4 Lastly you need to reprogram any internal access remote of the vehicle for the new code.

Reasons behind frequent adjustments in garage door opener codes:

Right after moving to a brand new property, most of us prefer to guarantee that the code for carport entry opener is changed. This assists in preventing strangers like genuine estate agents, builders or neighbors from entering your private vehicle parking.

Make sure that you just have checked all the remotes that have come with your garage gate. The ideal factor would be changing the codes with the opener and checking no matter whether the new code functions on all of the remotes.

Most of us adjust the codes, straight away just after purchasing a garage door opener. This is critical since producers have a tendency to use a universal code which can be effortlessly identified by burglars to open garage doors. Seattle citizens are a number of the numerous US residents who favor changing garage door opener codes suitable soon after producing a purchase.

Source: http://1on1tutoring.net/home-improvement/07/08/59/

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Polished Concrete Floors - Sarche Concrete Design Offers ...

Dallas, TX - Sarche Concrete Design offers professional warehouse floors in the Metroplex. Companies looking for professional warehouse floors in the Metroplex are discovering Sarche Concrete Design. The company is respected for professional warehouse floors in the Metroplex. Sarche Concrete Design offers polished concrete. Sarche Concrete Design is known for quality polished concrete. Sarche Concrete Design is also known to offer the best garage floors in the Metroplex. For additional information on professional warehouse floors in the Metroplex, companies are invited to call 888-419-4559 or visit the Sarche Concrete Design web site at http://www.sarcheconcretedesign.com

The Sarche Concrete Design team offers years of experience with polished concrete and meeting polished concrete needs. The team at Sarche Concrete Design offers professional support for companies searching for high gloss concrete. Polished Concrete makes a lot of sense for contractors. Thousands of companies are choosing Sarche Concrete Design for quality polished concrete. Now contractors can get polished concrete they need. Sarche Concrete Design offers quality polished concrete for advanced finished concrete. For years Sarche Concrete Design has led the industry in customer service and meaningful solutions. The organization owners choose as their supplier has a direct impact on their results. Why not choose the best in the industry?

Companies have an exciting option for advanced finished concrete. Sarche Concrete Design. Thousands of owners every year choose Sarche Concrete Design. No other supplier of high gloss concrete demands more of their team when it comes to experience and service. Sarche Concrete Design pushes industry standards for professional high gloss concrete. Owners choose the Sarche Concrete Design team for professional high gloss concrete. Sarche Concrete Design has a reputation for some of the top polished concrete in the industry. Choosing Sarche Concrete Design gets you professional high gloss concrete and amazing service. Owners find quality polished concrete options and expert service from the Sarche Concrete Design team.

About Sarche Concrete Design and Professional Warehouse Floors In the Metroplex Sarche concrete design is at the forefront of concrete design. The focus is to provide timeless, beautifully crafted concrete while meeting the functional and practical demands of today. At home in Dallas, Fort Worth, Austin, San Antonio and Chicago, Sarche Concrete Design is at the forefront of concrete design. The focus remains to provide timeless, beautifully crafted concrete while meeting the functional and practical demands of today. As Brian Sarche says, "Welcome to the world as seen through my eyes." You really don't know concrete until you visit the Sarche Concrete Design web site and view the gallery, proof that concrete is both practical and artistic. Sarche Concrete Design offers professional warehouse floors in the Metroplex.

Media Contact: Brian Sarche 214-394-9370 bsarche@sbcglobal.net

Company Contact: Sarche Concrete Design 1499 Regal Row Suite 201 Dallas, TX 75247 Phone: 888-419-4559 bsarche@sbcglobal.net http://www.sarcheconcretedesign.com

NOTICE TO READERS: Provided by Sarche Concrete Design for news purposes only to announce products, events or services. This material was not prepared or distributed as an independent endorsement, testimonial or review and should not be read as such.

Keywords: professional, warehouse floors, Sarche Concrete Design, in the Metroplex

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Mutations! A corrupt PKMN story! OPEN

This is a world where Scientists are starting to comprehend the science of Pokemon evolution, and are using Pokemon as lab rats in various experiments. When word goes viral on a successful Pokemon Hybrid, part pokemon and human mix, it starts a frenzy.

Owner:

Game Masters:

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.

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May I please reserve a pokebrid please I can have the profile up either tonight or tomorrow

Oh and is there a smelly I can use or do we just put what we think is necessary

ceh12

Member for 0 years

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Hello Snow May I reserve a Pokebrid? I also must point out something. In the RPG rules it states.

Roleplay titles must be consistent with publishing guidelines.
Please do not denote the roleplay's status, add unnecessary punctuation, or use ALL CAPS in your roleplay's title.
INCORRECT:
~BLOODY CHAINS 2 (OPEN!!!)~

CORRECT:
Bloody Chains 2: Broken Links

I don't mean to be a kill joy but i am also just trying to help out, Perhaps change your title to something like this.

"Pokemon Mutations!" It looks a bit more professional.

Also add pictures to the opening page so it doesn't look so dull and plain, it attracts roleplayers in to the story more when they have something to base their visualizations off of. Perhaps put pictures of the lab or even just a picture of Pokebrids! Something to make the main page say "I am serious about running this roleplay!"

Oh, also if you want I can build up a quick skeleton for you.

~Finalhazard

Finalhazard3

Member for 3 years

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Glasgow Rangers move to fourth tier approved

Associated Press Sports

updated 6:39 p.m. ET July 27, 2012

GLASGOW, Scotland (AP) - Glasgow Rangers will begin next season in the fourth tier, Scotland's lowest professional league, after the move was approved by the country's soccer authorities on Friday.

The Scottish Football League announced that agreement had been reached following weeks of discussions to allow a reformed Rangers conditional membership in the Scottish Football Association.

Rangers, Scottish champion a record 54 times, were put in bankruptcy protection because of tax debts exceeding $30 million. The team is now set to visit grounds with seats for just a few hundred fans next season.

Americans Carlos Bocanegra, Maurice Edu and Alejandro Bedoya are on Rangers but may leave.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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More newsCarl Court / AFP - Getty Images

Terry not off hook in racism case

PST: The British courts have had their say on the alleged John Terry ugliness, but now England?s FA will have something more to say about it.

Drew Hallowell / Getty Images

PST: All-Star week epitomizes Beckham arrangement

With David Beckham rising to the occasion (remarkably so, given his lack of training), the MLS All-Star Game became a metaphor for league?s entire Beckham experience. For all the worries about his commitment to his North American mission, Beckham was there when it counted.

Source: http://nbcsports.msnbc.com/id/48362063/ns/sports-soccer/

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Wealth Managers Turn Attention to Alternative Investments | Total ...

Wealth managers are making alternative investments more of a priority to meet the expectations of their clients and help grow total assets under management.

The easiest explanation of alternative investments is simply anything that is not a traditional investment (stocks/equities, bonds or cash). This simple explanation means there is a wide range of alternative investments that differ greatly in their composition and scope. Alternative investments are divided into two categories: alternative asset classes and alternative strategies.? (For more information about alternative investments see Total Wealth Management?s alternative investments page).

According to a study from McKinsey & Company, which examined alternative investments including hedge funds, real estate investments, private equity, commodities and infrastructure,? volatile financial markets and retirement savings gaps are prompting individuals to?seek more investment options?while minimizing risk.

Among these options are regulated mutual funds and ETFs which are then sold through traditional retail distribution channels.

By the end of last year, alternative investments had reached $6.5 trillion in global assets under management and, according to McKinsey, that number will? only increase in the years ahead.

U.S. alternative investment allocation is projected to increase to 28% of total portfolio assets by end of 2013, accounting for 25% of total retail fund revenue in 2015. The study also shows 100% of U.S. investors and 70% of European investors expect alternative investments to outperform traditional asset management products.

With the new alternative investment boom, some alternative managers specializing in alternatives are experiencing growing pains.

?Specialist players are finding they need to add more customer centric capabilities to their strength in generating alpha,? the study said. ?But alternative specialists aren?t the only ones facing challenges ? traditional wealth managers are faced with compensation and incentive differences as well as cultural and talent management issues.?

References:financial-planning.com. ?Wealth Managers Turn Attention to Alternatives? 6/27/2012 Web. 7/24/2012 http://www.financial-planning.com/news/wealth-managers-alternative-investors-mckinsey-study-2679592-1.html

General Disclosures
This information is provided for informational/educational purposes only. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Nothing presented herein is or is intended to constitute investment advice, and no investment decision should be made based on any information provided herein. Past performance is no guarantee of future results.

Third Party Information
While Total Wealth Management has used reasonable efforts to obtain information from reliable sources, we make no representations or warranties as to the accuracy, reliability, timeliness, or completeness of third party information presented herein. Any third party trademarks appearing herein are the property of their respective owners. At certain places on this website, live ?links? to other Internet addresses can be accessed. Total Wealth Management does not endorse, approve, certify, or control the content of such websites, and does not guarantee or assume responsibility for the accuracy or completeness of information located on such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided for convenience and informational purposes. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.

Source: http://totalwealthmanagementblog.com/2012/07/wealth-managers-turn-attention-to-alternative-investments/

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Exclusive: Carlyle, CVC, TPG weigh final bids for Getty

NEW YORK (Reuters) - Three private equity firms, including Carlyle Group LP and CVC Capital Partners , are weighing final bids for Getty Images, as the auction of the digital media company enters its last leg, according to people familiar with the matter.

TPG Capital also remains in the auction and is considering a final bid for Getty, the people said. The largest supplier of stock photos, video and other digital content could be valued at as much as $4 billion, they said.

Final bids for Getty Images are due on August 6, they added.

Other buyout firms that had earlier taken a look, such as KKR & Co and Charterhouse , have dropped out of the process, the people said.

A sale would come more than four years after private equity firm Hellman & Friedman LLC bought a majority stake in Getty in a $2.4 billion deal.

All the buyout firms declined to comment. Representatives for Hellman & Friedman and Getty did not have any immediate comment.

A potential deal for Getty Images underscores robust appetite for secondary buyouts - sales from one private equity firm to another - as the industry is flush with capital it is looking to put to work, and the initial public offering market remains choppy.

Since the 2008 buyout, Getty has grown earnings through more acquisitions and the company could fetch $3.5 billion to $4 billion in a sale, three of the people said.

The business has also enjoyed increasing demand for its online imagery products and services, and this could lead to Getty fetching a higher valuation multiple, they said.

Hellman has tapped Goldman Sachs Group Inc and JPMorgan Chase & Co to examine a possible sale or public offering, sources told Reuters in May.

In March, Hellman and the company's minority shareholders reaped a $379 million dividend from Getty funded with debt and $115 million of cash. This followed a $504 million dividend at the end of 2010.

In credit notes in March, ratings agency Moody's Investors Service said Getty's latest dividend recapitalization led to a "moderately high" debt-to-EBITDA leverage of 4.4 times compared to 3.5 times pre-dividend. Getty had revenues of about $945 million in 2011.

(Reporting by Soyoung Kim and Greg Roumeliotis in New York, additional reporting by Nadia Damouni,; Editing by Lisa Von Ahn and Richard Chang)

Source: http://news.yahoo.com/exclusive-carlyle-cvc-tpg-weigh-final-bids-getty-173834669--sector.html

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Mindful Awareness | Motivation - Self Help & Self Esteem

During meditation, your focus is aimed towards only one object at a time? One thought, one emotion, or one sensation. When attention becomes scattered or unfocused, you can gradually perform mindfulness exercises to redirect your attention to the current time. It is completely natural for your mind to wander, your feelings to vary, and for your bodily sensations to become uncomfortable or distracting. It is what you do with your psychological and emotional state during these moments that makes a major difference.

Mindfulness enables you to recognize that your mind is wandering, that your anxiety is overwhelming, or that the pain in your back isn?t comfortable. Rather than becoming fused, or involved in these experiences, mindfulness allows you to spot them. In this way, mindfulness continually brings your awareness back to the present time, free from your internal dialogue and judgment of the ?goodness? or ?badness? of any of your thoughts, feelings, or sensations. It is pure awareness.

Consider how steadfastly distracting some of your thoughts, emotions, and sensations may be. Reflect for an instant on how convincing they can be about what?s true or how it is. Mindfulness lets you detangle yourself from the grip of this false sense of reality, step back and detach from your fusion to your idea of self, and observe reality with more openness and acknowledgment. Target your mindful awareness with as much persistence and practice as those thoughts, emotions, and sensations have with convincing you of their messages.

Think about how long it has taken you in the years of your life to become thoroughly convinced of the inherent validity to your thoughts, feelings, and sensations as they arise. Start to embark upon a new journey toward viewing your lived experience with openness, curiosity, and acceptance without judgment. Instead of assuming that thoughts are true as they arise in your consciousness, see them, observe every part of them, and question them.

Observe how much better it starts to feel as you remove yourself from the paralysis of being fused to your experience. This is pure awareness. This is mindfulness.

Laura Schenck is a doctoral student of counseling psychology at the University of Northern Colorado. She comes to her work with clients from the mindfulness based perspectives of Acceptance and Commitment Therapy (ACT) and Dialectical Behavior Therapy (DBT). Check out Laura?s website, Mindfulness Muse, for more of her ideas on mindfulness.

Source: http://www.autoayudablog.com/blog/self-improvement-techniques/mindful-awareness

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California Livin'

RPG based on teen life in Newport Beach, California (incl., but not limited to, Sage Hill High School)

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This topic is an Out Of Character part of the roleplay, ?California Livin'?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "California Livin'"

You may edit this first post as you see fit.

ShadyBabii822

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Shotgun kills flies with a pinch of salt

6 hrs.

John Roach

Killing flies may soon get geeky thanks to a specially?designed shotgun that dispatches them with a pinch of salt.

The Bug-A-Salt gun is lethal to the flies within two to three feet, allowing you to take a shot without getting so close you scare them away.

Bugs remain whole so they are easy to clean up, according to Lorenzo Maggiore, the Santa Monica, Calif.-based artist who designed the gadget and is?raising funds to sell it via crowdfunding site indiegogo.

The loader cap holds about 50 shots worth of table salt. And since it fires salt, it?s non-toxic. The gun isn?t a toy, Maggiore cautions, and should be treated with respect.?

While it won?t penetrate skin or furniture, it could cause damage to the eyes, he notes.?

So far, he has raised more than $100,000 on indiegogo, well ahead of his $15,000 goal. You can pre-order yours today for $30.

To learn more, watch the promo video below.

--Via Gizmag

John Roach is a contributing writer for NBC News. To learn more about him, check out his website. For more of our Future of Technology series, watch the featured video below.

Source: http://www.futureoftech.msnbc.msn.com/technology/futureoftech/shotgun-kills-flies-pinch-salt-910437

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On international audition, Romney faces high stakes ? including being away from campaign trail (Star Tribune)

Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

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Obama urges tighter background checks on gun buyers

President Barack Obama pauses as he talks about the Aurora, Colo., movie theater shooting as he addresses the National??In his broadest remarks on gun control yet in the aftermath of the mass shooting at a Colorado movie theater, President Barack Obama called late Wednesday for tougher background checks designed to keep guns out of the hands of criminals and the mentally ill.

"A lot of gun owners would agree that AK-47s belong in the hands of soldiers, not in the hands of criminals -- that they belong on the battlefield of war, not on the streets of our cities," the president, who has called for reimposing the Assault Weapons Ban, said in a speech to the National Urban League.

"I believe the majority of gun owners would agree that we should do everything possible to prevent criminals and fugitives from purchasing weapons; that we should check someone's criminal record before they can check out a gun seller; that a mentally unbalanced individual should not be able to get his hands on a gun so easily," he said. "These steps shouldn't be controversial. They should be common sense."

But Obama also offered a nod to the difficult politics of gun control, portraying himself as a believer in the individual right to bear arms, and acknowledging that calls to action after an incident like the one in Aurora often fade.

"When there is an extraordinarily heartbreaking tragedy like the one we saw, there's always an outcry immediately after for action. And there's talk of new reforms, and there's talk of new legislation," Obama said in his speech. ?"And too often, those efforts are defeated by politics and by lobbying and eventually by the pull of our collective attention elsewhere."

"And I, like most Americans, believe that the Second Amendment guarantees an individual the right to bear arms.? And we recognize the traditions of gun ownership that passed on from generation to generation -? that hunting and shooting are part of a cherished national heritage," he said.

The president also singled out youth violence, and warned that government can only do so much. "It's up to us, as parents and as neighbors and as teachers and as mentors, to make sure our young people don't have that void inside them," he said.

(It's unclear how much political capital Obama will risk in an election-year gun-control fight. On the way to Aurora on Sunday, White House press secretary Jay Carney was asked whether there would be no renewed push for the assault weapons ban. "I wouldn't argue with your assessment about that," Carney replied. And White House officials have repeatedly emphasized that they are focused on enforcing "existing law.")

On a lighter note, Obama warned American school kids that they have to "hit the books" if they want to compete with their peers in rising economic powers -- and avoid temptations like TV's "Real Housewives."

"You're competing against young people in Beijing and Bangalore. They're not hanging out. They're not getting over.? They're not playing video games.? They're not watching 'Real Housewives.' ?I'm just saying: It's a two-way street.? You've got to earn success," he said.

"That wasn't in my prepared remarks," he said, to laughter from the crowd. "But I'm just saying."

Source: http://news.yahoo.com/blogs/ticket/obama-urges-tighter-background-checks-gun-buyers-aurora-033815400.html

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